Since 2024, buyers sign a written representation agreement that states the agent’s compensation before touring homes. That fee is negotiable and may be paid by the seller, by you, or split between you. We go over the numbers up front, so there are no surprises at closing.

For a small option fee, the buyer gets a set number of days to terminate the contract for any reason. It’s when inspections happen. If anything material turns up, you can renegotiate or walk and get your earnest money back.

In the San Antonio market it’s commonly around 1% of the purchase price, held by the title company and credited to you at closing. Stronger earnest money can make an offer more competitive on a sought-after home.

Typically: negotiated agent compensation, title and escrow fees, prorated property taxes, and sometimes a survey, HOA transfer, or buyer concessions. I give you a net-proceeds estimate before we list and update it with every offer.

It's the right first step for any budget. A lender pre-approval tells us your real price range, and it lets us move fast and write a strong offer when the right home shows up. Some higher-priced listings require it before a showing is even confirmed.

About 30–45 days from accepted offer to closing when financed, faster for cash. New construction runs on the builder’s timeline.

Texas has no state income tax; property tax rates in Bexar County generally run a little over 2% of assessed value depending on the taxing entities. A homestead exemption lowers the taxable value on your primary residence.

Yes, and it’s worth having representation. The builder’s contract is written to protect the builder, not you, so I review the agreement, incentives, upgrades, and timeline before you sign anything.